Office Hours

8:00 AM - 5:00 PM MST

Our Location

12496 Montana Ave Ste 42,

El Paso, TX 79938

915-910-6375

A partnership for the future of healthcare

Your health is your wealth – let's protect it together!

We ensure the quality

At Pereyda Financial, we believe in proactive healthcare planning. Don't leave your health insurance to chance – take control of your financial well-being and secure your family's future. By choosing our services, you're making a conscious decision to protect what matters most – your health and peace of mind.

Personalized Approach

We understand that every individual and family is unique. Our advisors will work closely with you to create a customized plan that suits your lifestyle and priorities.

Peace of Mind

With our insurance solutions, you'll have the confidence that your health and finances are secure, no matter what life throws your way.

Comprehensive Coverage

Our team of experts will guide you through a wide range of healthcare options, ensuring you and your family are fully protected.

A Collaborative Alliance for the Future of Healthcare

Fostering Innovation and Accessible Healthcare Solutions

A Day Without Insurance Is Like A Day Without Sunshine

Why Choose Pereyda Financial?

Experience: With years of industry experience, our knowledgeable team will find the perfect coverage that fits your budget.

Accessibility: Life insurance shouldn't be complicated. We break it down into simple terms, so you can make informed decisions.

Ongoing Support: Our commitment to you doesn't end once you've chosen a plan. We provide ongoing support throughout the life of your policy, assisting with claims, addressing concerns, and helping you adapt to changing circumstances.

Charting the Path for Healthcare Together

Pereyda Insurance is a health insurance agency well known for providing an impeccable customer experience. We do not only provide you with a health insurance plan that fits your lifestyle and necessities, but we also provide guidance at your request to take full advantage of your insurance benefits. Pereyda Financial is a health insurance company committed to the well-being of our clients.

See A Few Reviews For Yourself!

Jesus Alvarez

★★★★★

Jesus Alvarez

★★★★★

Very understanding to my needs. Paola was very humble and made sure I got the care I needed during my surgery and the treatment that has followed after. Great services and great rate.

Minanyeli

★★★★★

Minanyeli

★★★★★

Karina Lopez is the best ! Health insurance sounds scary to talk about. But Karina was so patient, helped me along the way and explained it so easily for me. She will help you where ever you are in the world, I’m from Miami Florida. So happy to have her take care of me I Highly recommend !

Mary Macias

★★★★★

The Pereyda team is great to work with! They are reliable and very professional. They helped my family and I get the best plan possible for our health insurance needs. Give them a call, they go over and beyond for their clients!

Joe Lerma

★★★★★

My experience working with Pereyda Financial has been very positive. They have a high level of customer service. I call and with in five minutes or less, they will have resolved whatever concern or issue I was calling about. I would recommend them to anyone looking for medical insurance in the marketplace.

Living Without Insurance is Like Sailing Without A Compass

At Pereyda Financial we are here to assist you with your health insurance and other services related to your financial needs. We are focused on the Texas market including El Paso, San Antonio, Dallas and Houston.

Put our experience to work for you!

Frequently Asked Questions

Below, you'll find answers to several common questions that often arise when discussing health insurance.

Why do I need health insurance?

Health insurance helps cover the cost of medical care, protecting you from high medical bills and ensuring you can access necessary healthcare services.

What happens if I don't have health insurance?

You may be subject to penalties under the Affordable Care Act (individual mandate), and you'll be responsible for paying all of your medical expenses out of pocket.

Are pre-existing conditions covered by health insurance?

Under the Affordable Care Act, insurance companies cannot deny you coverage or charge you more because of pre-existing conditions.

What is a network, and how does it affect my coverage?

A network is a list of doctors, hospitals, and healthcare providers contracted with your insurance company. Staying in-network often means lower costs, while out-of-network care may have higher expenses.

What is the Open Enrollment period, and can I get health insurance outside of it?

Open Enrollment is a specified period each year when you can enroll in or make changes to your health insurance plan. Outside of this period, you can usually enroll or make changes only if you qualify for a Special Enrollment Period due to life events like marriage or job loss.

Is preventive care covered by health insurance?

Most health insurance plans cover preventive services like vaccinations, screenings, and wellness visits at no additional cost to you.

What are the different types of health insurance plans?

Common types include Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO), and Point of Service (POS) plans.

How do I choose the right health insurance plan for me and my family?

The choice depends on factors like your budget, healthcare needs, and preferred doctors and hospitals. Consider factors such as premiums, deductibles, and network coverage.

Can I stay on my parents' health insurance plan as a young adult?

Under the Affordable Care Act, you can typically stay on your parents' plan until you turn 26, even if you're married, not living with them, or financially independent.